Ideally with no fee
Yes, you first need a bank account in your home country, then set up Payoneer or Wise and link it so that transferring money in and out of your Payoneer or Wise account is easy.
Huntington with no fee.
Wise or payoneer
Payoneer , Wise , PayPal , Mercury , Elevate , USA Physical Bank Accounts.
Payoneer. However, you need another business account to create a Payoneer account.