Can I open an Amazon seller account with my personal card?
Can the card be a debit card, or does it have to be a “chargeable credit card” as mentioned on their sign-up page?
I have my Ltd set up and I’m looking to register for the professional seller account. I’ve applied for a business account, but they are asking me for proof of my business activities and for my Amazon seller account proof.
Can I use my personal card to set up my Amazon account and then update it with the business card once it’s ready?
For setting up your Amazon seller account, many start with a personal card and switch to a business card later once everything is set up. Just make sure your payment method meets Amazon’s requirements.
If Amazon’s asking for proof of business activities, they’ll usually want invoices, business bank statements, or contracts. For the “Amazon seller account proof,” they often just mean a screenshot or PDF of your Seller Central account showing it’s active.
Yes, you can. It can be a debit card or a credit card and the name on the card doesn’t matter. It just cannot be a pre-paid virtual card. You don’t need to update as long as any valid card is on file.
Hey, welcome to the world of Amazon FBA! From what I’ve seen, many sellers start with a personal card to get things rolling and then switch to a business card once everything is set up. Just make sure your payment method matches Amazon’s requirements to avoid any issues.
Yes, you can open a UK Amazon seller account with a personal card as long as it’s a chargeable, 3-D Secure Visa or Mastercard that can accept international, recurring authorizations, but it’s cleaner to use a business card in the company’s name to keep all verification details consistent.
Amazon’s “chargeable credit card” language means a real credit or debit card that isn’t prepaid, virtual, or gift, and many sellers successfully use bank debit cards, but prepaid or fintech “top-up” cards are often rejected.
If your business card isn’t ready yet, you can start with your personal card and later replace it in Seller Central under Settings → Account Info → Charge Methods, noting that Amazon may ask for a recent statement for whatever card is on file and the billing name and address must match what you submit.
For the business verification they’re requesting, be ready to provide Companies House documents (Certificate of Incorporation), proof of business address (utility bill or bank statement showing the Ltd’s name and address), director ID, and simple proof of trading intent or activity (supplier invoice or pro-forma, purchase order, website, or contract), and if you’re brand new it’s fine to explain you’re pre-revenue while attaching a supplier quote or initial invoice to demonstrate legitimate activity.
To avoid future Section 3 headaches, keep names and addresses aligned across the charge card, bank deposit account, invoices, and Seller Central profile, and avoid changing multiple elements (card, bank, address) at the same time once you’re live.
You can start with a personal card, but Amazon generally requires a valid credit card for seller accounts. Later, you can update it with your business card. It’s kind of like platforms such as 2j bet, where you need proper payment methods set up before you can fully access and enjoy the services.
You can start by using your personal card to open an Amazon seller account, but it’s best to update it with your business card once your business details are ready.
Yes, you can use your personal debit or credit card to open an Amazon seller account—but there are critical requirements to keep in mind:
What Kind of Card Is Required?
Amazon requires a credit card (Visa, MasterCard, American Express, Discover, JCB, or Diners Club) that can accept international charges and has a valid billing address in an eligible country.
Why Card Verification Matters
Amazon conducts a small pre‑authorization charge (usually around $1) to verify that the card is valid and can accept international charges, with a correct billing address. This ensures the card is active and genuine.
So Can You Use Your Personal Card Initially?
Yes. You can register with your personal card, as long as it meets Amazon’s criteria (non-prepaid, valid, internationally chargeable). Once your business card is ready, you can easily update the payment method in your Account Info → Charge Method section and replace it. Amazon allows changing cards post-registration.