The biggest thing to watch out for is the cost of financing and the repayment schedule. Inventory can move slower than expected, so it’s important not to overextend and end up with payments that hurt day-to-day operations.
For smaller businesses, some owners also compare other short-term funding options like TX Express Lend when they need flexibility for working capital or inventory purchases. The right choice depends on how predictable your sales cycle is.
A good lender should help you understand the risks, not just focus on approving the loan.